Our user-friendly and fully automated Excel based Personal Budget Model will allow you to assemble a personal financial forecast and cash management tool in a simple and quick 3 step process.

Over and above the normal and basic features most budget models will offer you, our Excel based Personal Budget Model will allow you to easily account for:

• Fixed or variable income options; 

• Option to forecast/budget for one or 12 months;

• Once-off expenses (automatically inserted in correct month once selected from month drop down list);

• Escalation or Increases on against budget items in relevant month of the budget;

• Up to 7 different bank accounts (manage all activity in all your bank accounts);

• Reconciliation of cash balances (Reconcile items already deducted or deposited for current month - in up to 7 accounts);

• Track how your expenses are split (i.e. Debt repayments, Food & Entertainment, Insurances, Home Expenses, etc);

• Track how your monies flow (i.e. Cash, Debit Orders, Internet Payments, etc);

• Print analysis of net flows (surplus/shortfall), Net Income/Expense, Bank Account Reconciliations (selected number of accounts) or even a list of all entered items. You can choose whether or not you want to print for one or 12 months;

ALSO:

• You don’t need to be financially orientated or skilled in Excel. The model is fully automated and includes a thorough HELP/TIPS System.
• See how your net cash position changes as you type in your income/expense items.